Business Line of Credit

The safety net you need, the flexibility you want.

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Loan Amount

$10,000 - $250,000

Loan Term

6 months – 12 Months

Time to Funds

1-2 Business Days

Interest Rate

As low as 1.5% a month

What is a Business Line of Credit?

A Business Line of Credit, unlike a traditional business loan, gives you access to a pool of capital to draw funds from whenever you need. So, whereas by a business loan you’d pay interest on the full loan amount for a fixed term, a business line of credit you’d only pay interest on the funds you withdraw until you decide to pay it back. A Business Line of Credit is smart for any business to have, in case they need to draw funds quickly for cash flow, working capital, or just about any business need.

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Who Qualifies for a Business Line of Credit?

Most of our clients who have qualified for a business line of credit are in business for at least 1 year, have over 620 FICO scores, and annual revenue over $250,000.

What Documents are Needed for a Business Line of Credit?

To apply you’ll need to gather up several documents, including a loan application, driver’s license, voided check, previous 6 months bank statements.

How Much Does a Business Line of Credit Cost?

Business Lines of Credit usually cost around 1.5%-3% a month for an Unsecured Business Line of Credit, requiring no collateral or financials. Secured Lines of Credit would require financials and cost less than the Unsecured Line of Credit.

Your Business Line of Credit is waiting.

Applying is free and it won't impact your credit