A short term business loan is typically paid back in less than 2 years. A short term business loan is meant to help with short term business needs, such as paying off existing debt, buying out a partner, managing cash flow, expanding business operations by purchasing another location, and many more ways to help a business compete with other businesses in their respected market.
Short Term Business Loans
The quick and easy way to borrow money.
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Loan Amount
$10,000 - $2,000,000



Loan Term
1-3 Years



Time to Funds
As soon as 1-3 Business Days



Interest Rate
As low as 10% Annually



What is a Short Term Business Loan?
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Who Qualifies for a Short Term Business Loan?
Most of our clients who have qualified for a Short Term Business Loan are in business for at least 2 years, have over 600 FICO scores, and annual revenue over $500,000.
What Documents are Needed for Short Term Business Loans?
To apply you’ll need to gather up several documents, including a loan application, driver’s license, voided check, previous 6-12 months bank statements and the previous year’s tax return.
How Much Does Short Term Business Loans Cost?
Short Term Business loans usually cost between 10%-35% APR, with terms up to 24 months. Some of the benefits of this loan are the speed and easily calculated repayment plan, usually daily or weekly payments. Short Term Business Loans can close in 2-3 business days and therefore are typically an expensive loan option.